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Understanding Your Health and Your Options
Compare Common Types of Health Coverage
Different types of health coverage exist depending on your budget, eligibility, and timing. Understanding the options available helps you make an informed decision about protecting your health and finances.
Affordable Care Act (ACA) Marketplace Plans
Comprehensive health coverage with no medical underwriting. These plans include essential health benefits and income-based savings are available through tax credits and cost-sharing reductions.
COBRA Continuation Coverage
Temporary continuation of your former employer's group health plan. You pay the full premium plus a small administrative fee, but keep the same coverage and network.
Short-Term Health Insurance
Bridge coverage designed for gaps between major medical plans. These offer lower monthly premiums but may have limited benefits and could exclude pre-existing conditions.
Fixed Indemnity (Limited Benefit) Plans
Plans that pay set dollar amounts per visit, per service, or per day in the hospital. These are supplemental in nature and are not a replacement for comprehensive coverage.
Supplemental Coverage (Dental, Vision, Accident, Critical Illness)
Add-on protection designed to cover specific needs such as dental care, vision exams, or financial support following an accident or critical illness diagnosis.
Guided Support: Our site helps you compare options from licensed agents who can walk you through the process and find the best plan for your specific situation.
Availability varies by state. Short-term and fixed indemnity plans are not ACA-compliant. This site is privately owned and operated.
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